Get the Service You Deserve You deserve timely, personalized service. Our personnel operate as a team to give you the best service at the least possible cost. Open communication is vital to a good client-professional relationship. We want you to feel comfortable asking questions and discussing your concerns at all times. You'll find us good listeners - responsive to your needs and capable of meeting them. Your affairs will be handled with strict confidentiality under the high standards of the accounting profession. Fees are a function of the time and expertise required for your work. Our goal is to give you value beyond what you pay. We encourage you to discuss fees with us at any time. Planning can bring your financial dreams to reality. Our strength lies in our ability to provide you with year-round planning for your tax, financial, and business affairs. We can make a difference in your financial life; we hope you can give us the opportunity to deliver on that promise. Call us for a no-cost, no-obligation meeting. Let's get acquainted. Our Commitment to You Providing the good life for yourself and your family is no doubt a major goal in your life. Helping you achieve this goal with less worry and greater ease is our commitment to you. Whether you're a big business or a small one, an individual with complicated affairs or relatively simple ones, you'll receive the attention you need - when you need it. You'll find that we can take much of the worry and stress out of your financial life. We are ready to assist you in - keeping your taxes as low as the law allows building your personal wealth through sound investing and retirement planning designing recordkeeping and accounting systems that help your business function efficiently and profitably helping you solve your business problems preserving your estate for your intended heirs Service Tailored to Your Needs College Funding and Financing Paying for the cost of college is often one of a family's most significant financial obligations. Therefore, it is important that families specifically address college planning rather than simply consider it a by-product of their overall financial plan. Planning for college costs includes assessing the family's goals and developing and implementing tax and financial strategies to meet those goals. The college planning process is complicated by the presence of the college financial aid system, which must be considered since it can play an important role in how a family will meet college costs. Families need to understand that a college education will continue to be an expensive proposition. However, the outlook for the future looks a lot more promising than it has for some time. The reason is that colleges have realized that they have no choice other than to be judicious in their pricing schedule, more generous in their awarding of financial aid, and creative in offering more merit scholarships to prospective students. Saving money in advance, obtaining financial aid, and leveraging the available education tax incentives are the basic strategies for making education affordable.  Setting aside a certain amount every month or each payday will help build up a fund for college. The earlier the savings begins, the smaller the amount that must be set aside each month. Financial aid is designed to help many families meet college costs. Every year millions of students apply for and receive financial aid. In fact, almost half of all students attending college receive financial aid of some kind. Three main types of financial assistance are available to qualified students at the college level: grants and scholarships, loans, and work-study. Helping clients plan ways to minimize college costs has grown in importance because of the soaring cost of college. College planning is a service we are uniquely positioned to provide because of our detailed knowledge and network with other college planning specialists. This familiarity should enable us to identify weaknesses and to communicate the need for college planning to our clients. We can also play a key role in (a) analyzing the financial and tax implications of proposed asset plans, (b) assessing and estimating a client's eligibility for financial aid, and (c) communicating the results of this analysis to our client's other advisors, which typically include (among others) an attorney, an investment advisor and insurance professional. Tax Planning and Preparation We will prepare all of your tax returns to assure that you are paying no more tax than is necessary. Throughout the year we will monitor tax law revisions and discuss with you those changes that affect you. We will recommend tax-savings strategies and serve as your advocate in tax matters. Business Problem Solving If you are starting a business, we can help you select the proper organizational structure and secure adequate financing. We will work with you and your other advisors to solve your business problems. You will receive assistance with loan applications, pricing, credit policies, cash flow, cost controls, and your other business needs. If you need financial statements, we can prepare compilation, review, or audited statements. Even more important than the preparation of these statements is the assistance we can give you in using the statements to manage your business more effectively and profitably. Recordkeeping and Reports If you're in business and need recordkeeping and accounting systems, we can design them to fit your needs. We can prepare or assist you in preparing payroll reports, journals, and general ledgers. We can assist you with your financial recordkeeping and reporting requirements so that the red tape in your life is minimized. You'll Benefit From Our Experience in Other Areas, Too: Estate planning Business sales and acquisitions Real estate sales and acquisitions Projections, budgets, goals Retirement planning Inventory control systems Equipment purchases and sales Pension and profit sharing plans Deferred compensation plans S corporation elections Securities products are offered through registered representatives of Walnut Street Securities, Inc. (WSS).  Member FINRA/SIPC.  Glaus & Associates, C.P.A., L.L.C. is not an affiliate or subsidiary of WSS.  Each firm is independently responsible for the services that they provide to the public.  The information contained in this website is not intended to (and cannot) be used by anyone to avoid IRS penalities.  The website supports the promotion and marketing of this firm.  Representatives of WSS are not in the business of providing tax or legal advice.  Please seek the quidance of your tax and/or legal professional before making any decisions.        Glaus & Associates, C.P.A., L.L.C. 2855 Independence Cape Girardeau, MO 63703 (573) 334-8474  (573) 334-8713 FAX http://www.finra.com http://www.sipc.org normanglaus@glauscpa.com - Accounting Related Business normanlglaus@walnutstreetsecurities.com - Securities Related Business